USDA LOANS

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you to purchase a home with NO Money Down. USDA Home Loans offer 100% financing to qualified buyers, and allow for all closing costs to be either paid for by the seller or financed into the loan. USDA offers some the lowest rates of any loan, and you will always have a fixed interest rate. To be eligible for a USDA loan, the homebuyer must purchase a home within the eligible rural areas, and have a household income that does not exceed the established limits where the home is located.

 

Want to learn more about USDA loans? Our Loan Officer can help you learn more about qualifications and eligibility.